Hubris is an ancient Greek word that describes a personal quality of extreme or foolish pride or dangerous overconfidence. In the Greek classics, such as the Odyssey and the Iliad, it described actions that defied the norms of behavior or challenged the gods, which in turn brought about the downfall of the perpetrator of hubris. While the […]
Investment Ideas
Invest for Future Healthcare Costs and Save on Taxes Now!
Open enrollment season for employee benefits is upon us. One thing worth checking out is a high deductible healthcare plan (HDHP) coupled with a Health Savings Account (HSA). HSAs offer a unique way to save for current and future medical expenses. The HSA is the only investment account in which contributions are tax-deductible and distributions […]
My mutual funds are down. How can I have capital gains?
It’s that time of year when mutual funds make their capital gains distributions. As of Nov 23, the S&P 500 is up a little over 1% for the year. The Dow (DJIA) is actually fractionally down for the year. However, many mutual funds will be paying out large taxable distributions in the coming weeks. How is this […]
A Financial Lesson for the New College Grad
It’s that time of year again when college seniors head into the real world. First of all, we would like to congratulate all the new grads on their achievement. Luckily, the job hiring environment is better this year than it’s been in a long time, with the unemployment rate around 5.5%. New grads are often bombarded […]
Help! My Restricted Stock Units Just Vested. What Do I Do?
Many employees in the Bay Area, especially in Silicon Valley, have restricted stock units (RSUs) that have been granted to them by their employer. These RSUs are one method that your company uses to retain talent. Back in the 1990s, many companies used stock options for this purpose, but these have largely been replaced by […]